Fewer Claims. Healthier Homes.
Happier
Underwriters.

CHRP helps insurance carriers and risk teams identify, assess, and prevent residential property risk using AI built on decades of real-world construction expertise.

Where Construction Expertise
Meets Loss Prevention
Construction Experience
Built on real-world expertise
30+ years hands-on residential construction knowledge
Real-world understanding of how homes are built
Identification of hazards often invisible to inspectors
Deep knowledge of materials, standards, and risk factors
Artificial Intelligence
Powered by precision AI
99.9% accuracy in hazard identification
400+ validated home risk use cases
Scalable analysis across entire portfolios
Continuous learning from real insurance claims
The Highest-Performing
Self-Assessment in the Market

CHRP’s homeowner-guided assessment process captures the data
underwriters need — without sending an inspector.

No app download required — works on any device
Automated reporting with AI-powered findings
Homeowner-friendly guided photo walkthrough
Results delivered in hours, not days
Proven 90%+ homeowner completion rate
99.9%
Accuracy
400+
Hazard Identification Use Cases
90%
Reduction in Inspection Review Time
5–10%
Reduction in Annual Loss Ratio
Trusted by forward-thinking carriers and risk teams
American Integrity
FrontLine Insurance
First Mutual
Monarch
State of Florida
The Problem
Residential Risk Has
Changed.
Traditional
Tools Have Not.

Home construction standards, materials, and risk profiles have
evolved dramatically. Yet many underwriting and inspection
processes still rely on manual review, inconsistent inspections,
and disconnected systems.

Slower underwriting decisions
Higher inspection costs
Missed or misclassified risks
Preventable losses that impact the bottom line
Assess, Analyze, Recommend,
Repair.
All In One Place.
Assess
Identify risks through AI-powered photo analysis
Analyze
Score and prioritize hazards by severity and impact
Recommend
Deliver clear, actionable underwriting insights
Repair
Enable proactive loss prevention and mitigation
Real Results Without Added
Complexity

CHRP fits into your existing workflows and delivers measurable outcomes from
day one.

Faster Reviews

Cut inspection review time by up
to 90%, allowing teams to move
faster without sacrificing
confidence.

Lower Loss Ratios

Identify and mitigate preventable
risks earlier, driving a 5–10%
reduction in annual loss ratio.

Scalable Consistency

Apply the same risk standards
across thousands of properties,
markets, and inspectors.

Better Decisions

Give underwriters clear,
consistent insights they can
trust, backed by construction-
informed AI.

Built for the People
Responsible for Risk
Insurance Carriers &
Underwriting Teams
Improve speed, consistency, and confidence
in residential risk decisions.
Insurance Agents & Brokers
Support better submissions, faster approvals,
and stronger carrier relationships.
Property Risk & Loss
Prevention Teams
Move from reactive inspection to proactive
risk mitigation.
The CHRP Platform
One Platform, One
Workflow.
Better
Outcomes.

CHRP connects property assessment, risk insight, and loss
prevention action into a single platform designed to fit seamlessly
into existing workflows.

From identifying hazards to enabling proactive remediation, the platform
supports smarter decisions at every stage of the policy lifecycle.

Assess
Recommend
CHRP
Repair
Analyze
Proven in Real-World
Insurance Environments

CHRP is already delivering measurable results for carriers and risk teams across the
industry.

“CHRP has transformed how we approach
residential risk assessment. The accuracy and
speed are unmatched.”

Risk Management Director
Regional Insurance Carrier

“The construction intelligence behind CHRP
catches details our manual reviews consistently
missed.”

Chief Underwriting Officer
National Property Insurer

“We’ve seen measurable improvements in our
loss ratio since implementing CHRP across our
portfolio.”

VP of Loss Prevention
Multi-Line Insurance Group
Proven in Real-World Insurance Environments
Proven in Real-World Insurance
Environments

Schedule a demo to see how the platform brings clarity, speed, and
confidence to residential risk assessment.