Risks That Drive Claims
CHRP helps insurance teams and homeowners understand common residential
hazards early, so issues can be addressed before they turn into losses.
Leaks, moisture intrusion, drainage
issues, and plumbing-related risks that
frequently lead to costly claims.
Outdated wiring, overloaded panels, and
other conditions that increase fire and
safety risk.
Trip, fall, and general safety risks that can
result in injury or liability exposure.
that increase exposure to weather-related
loss.
durability, and long-term maintenance.
Early awareness of residential hazards helps carriers and homeowners take action before
issues escalate. CHRP supports proactive risk management without adding friction.
decisions
Homes contain a wide range of potential risks, many of which are difficult to identify early or
consistently. When these hazards go unnoticed, they often lead to avoidable damage, higher
claim frequency, and frustrated homeowners.
CHRP provides a structured way to assess, analyze, and address the most common residential
hazard categories using a guided, homeowner-friendly approach that supports better decisions
across the insurance lifecycle.