Hazards,
Big Exposure
Common safety issues around the home can lead to injuries, lawsuits, and
avoidable claims if they’re missed early.
Trip and fall risks. Unguarded pools or trampolines. Deteriorating walkways. Dogs or
aggressive animals. Structural conditions that create danger for guests or neighbors.
Liability risk is often underestimated because it looks like routine wear and tear. But trips,
falls, and unsafe conditions can quickly become costly claims — especially when
documentation is inconsistent or risks aren’t identified early.
CHRP supports a structured way to assess safety-related conditions so carriers and risk
teams can respond consistently, and homeowners can address the right issues without
confusion.
CHRP supports liability risk identification through a guided self-assessment
designed to be easy for homeowners to complete. The prompts focus on the
most common areas where injuries occur and help capture the right details
consistently.
For liability risks, CHRP provides clear summaries that highlight what was found, why it
matters, and what to do next.
Repair, replace, improve lighting, clear path — mapped to each
identified condition.
remediation.
and disputes
Proactive identification helps
prevent slip, trip, and fall
incidents before they occur.
and confidence
homeowners understand and
manage their exposure.
underwriting decisions
creates repeatable, defensible
decisioning.
matter most
have the greatest impact.
Structured identification, clear findings, and actionable next steps for
homeowners and insurers alike.
